Spend the same.
Earn more.

You already carry the cards. WalletWise tells you exactly which one to tap at every store, so you stop leaving cashback on the table.

WalletWise showing which card to tap
One card for everything? You're quietly losing money.

Each category pays back differently by card. Pick the wrong one and you lose 2-5% on spending you'd make anyway.

How it works

Three steps. Then it just lives on your phone.

1

We talk

A quick chat about the cards you already have and where you actually spend.

2

We personalize it

Your cards, your stores, each mapped to the card that pays you the most. Personal to you.

3

You tap the right card

Add it to your home screen. Search a store, see the card, tap. That's the whole thing.

What you get

Small app. Real money back.

Instant answers

Search any store and get the one card to use, not a list to figure out.

The finder

Store not listed? Answer two quick questions and it still points you right.

Your real wallet

Your actual cards, drawn on your phone. Works offline, nothing you type is saved.

Always current

Reward rules shift. We refresh your app every quarter so it never goes stale.

Packages

Simple, one-time, no surprises.

Most clients leave $500 to $2,000 in cashback on the table every year. WalletWise is a one-time payment from $59.99.

You keep the rest.

LIFETIME DEAL for first customers: pay once and never pay again.
Just want the basics?
Basic
$119.99$59.99
one-time, for life
  • Your personal card app
  • Setup chat to map your wallet
  • Free quarterly updates
  • Extra changes: $9.99 each
Get Basic
Most popular
Want to take it further?
Plus
Best for most people
$179.99$89.99
one-time, for life
Just $30 more than Basic, with no per-change fees and a quarterly review.
  • Everything in Basic
  • Unlimited changes, no per-edit fee
  • A quarterly check-in on your cards & spending
Get Plus
Want it all?
Premium
✦ The complete package
$229.99$114.99
one-time, for life
  • Everything in Plus
  • Quarterly Credit Health coaching*
  • Learn the habits behind a healthy credit score*
Get Premium
← swipe to compare plans →
30-day money-back guarantee. If WalletWise isn't for you, we'll refund you.

Pay once. No subscription. When your cards or their loyalty programs change their rewards, we update your app for free.

Learn the habits of a healthy credit score

Happy with your cards, but want to get your credit in shape? No app needed. One-on-one sessions on how scores work, paying on time, keeping balances low, and applying for credit wisely.*

Just want a one-time look?
Wallet Check-Up
One session: a credit health chat plus a look at the cards you already carry, with general tips on getting more out of them. No subscription. Upgrade to a plan within 3 months and the full $49.99 is credited toward it.
$49.99 · one-time
Book a check-up
Juan, founder of WalletWise
Juan · Vancouver, BC
Why we built this

It started with one question at home.

WalletWise started at home. I run the household money, and my wife was always asking the same question: “which card should I use for this?”

So we built a simple guide: one tap, the right card. The guessing stopped, and the earning added up, roughly $1,000 to $2,500 back a year in our own wallet, without spending a single dollar more. Just our regular expenses as usual: from groceries, to dining out, to trips, or even a bubble tea!

Around then, we also got curious about credit. Ours kept fluctuating, and we realized how little anyone actually teaches you about it. Yet it quietly shapes everything: your everyday purchases, the interest rate on a car loan, even whether you get approved at all. Financial literacy just isn't something most of us are ever handed.

That's the real point of WalletWise: helping people see their own situation clearly, the advantages worth grabbing, and the things worth watching for. Use what you already have, wisely. Wallet-wise.

Good questions

The things people ask first.

Is my card information safe?

Yes. We only use the last 3 digits and a nickname to draw your cards, never full numbers. Or none at all. It’s your card, so name it whatever you like, or nothing. Nothing you type into the app is saved or sent anywhere; it runs entirely on your phone.

Do I have to spend more to benefit?

No, that's the whole point. WalletWise is built around the spending you already do. You just route each purchase to the card that pays you back the most.

What happens when my cards change?

Tell us and we'll update your app. Card reward rules shift over time too, so we refresh everything on a quarterly schedule at no extra charge.

Does it work on Android?

Yes. It runs in any phone browser and installs to the home screen on both iPhone and Android. The steps differ slightly, and we'll walk you through it.

Is this financial advice?

No. It's a convenience tool for using the cards you already own. We don't sell cards and we don't earn commissions. The recommendation is simply the best match for your wallet.

Get yours

Ready to start?

This gets us in touch and we'll get you started earning more, wisely. It opens an email that's already written; just hit send.

Got something else in mind on how we can help? Send us an email →